ETB – Fixed Deposit 14 APIs
The ETB - FD Product APIs are used to open instant Fixed Deposit from a third-party mobile application / website for ETB (Existing to bank) customers. It is a complete seamless digital onboarding journey where few API calls are required for opening instant Fixed Deposits from partner Mobile Apps/ Websites. The entire journey is divided into 5 stages viz - Product Eligibility, Customer Consent, KYC checks, CDD (done internally without Partner Intervention) and Product Creation/Allocation.
No physical visit required. Complete STP Process with complete adherence to compliance and policy.
End to End journey completed within 2 Mins.
Robust Validations & CDD basis 3 level check.
The entire framework is API based. These APIs can be used by the approved partners within their platform ecosystem for an enhanced onboarding experience.